RISK WARNING. Investors should be aware that there are risks to investing in all corporate lending. Reliance on these financial promotions for the purpose of engaging in any investment activity may expose an individual to a significant risk of losing all of the property or other assets invested. If you are in any doubt about the contents of anything in this website, you should contact your stockbroker, solicitor, accountant, bank manager or other professional adviser authorised under the Financial Services and Markets Act 2000, who specialises in advising on investment in bonds, shares and other securities, including unlisted securities. This website is not regulated by the Financial Conduct Authority. Investors will NOT have the benefit of the Financial Services Compensation Scheme and may not have access to the UK Financial Ombudsman Service from these promotions.  YOUR CAPITAL IS AT RISK. You could lose all of your money invested in these Products.  These are High-Risk investments, much riskier than savings accounts.

Why has the government changed UK investment laws so drastically?

This article was originally written under a different title for the H<£>RO© UK alternative investment platform in 2020 ("HERO" or HRO) and will also appear on International Imports Ltd (IIL).


There are various factors which are driving significant numbers of ineligible investors to seek investment returns from high risk alternatives. H<£>RO© Alternative Investment Gateway (high-risk.online) outlines some of these drivers, the resulting market activity and the issues that have arisen.

Interest rates

  • Bank of England interest rates Historically, rates have always been higher than since the global crash in 2008. Apart from an isolated spell between 2001 and 2006 when they remained between 3.5% and 4.75% there has never been a sustained spell at below 5%. ​ Since 2008 rates have consistently been below 1%. This has never even happened momentarily pre-2008 and certainly not for a sustained period. ​ In March 2020 the Bank of England cut interest rates to an unprecedented 0.1% before the Coronavirus / COVID-19 pandemic. The economic turbulence expected later in 2020 doesn't provide much reason for short-term optimism. In 2020 interest rates are the worst they have ever been since 2008. Investors are statistically experiencing the worst of the worst returns in UK financial market history. Rates hit relative 'rock bottom' over a decade ago and have now collapsed. Investors and savers haven't seen any value for a long time. ​ H<£>RO© (www.high-risk.online) source: Interest rate data from the Bank of England. https://www.bankofengland.co.uk/boeapps/database/Bank-Rate.asp